Chapter 7, 11, 12, and 13 Bankruptcy and Bankruptcy Litigation

Bend, Oregon Bankruptcy Attorney Milly Whatley

At Milly Whatley, P.C., in Bend Oregon, we understand that life's complications often get in the way of financial obligations. Credit card debt, major medical bills, business failures, real estate market challenges, and the difficulty of supporting two households after a divorce are just a few of the reasons our clients have sought advice on filing for bankruptcy. Market downturns, high gas prices, lost contracts, inability to collect on accounts receivable, weather disasters, and other factors can lead to business, farm, and ranch bankruptcy.

Oregon bankruptcy lawyer Milly Whatley has experience handling a broad range of bankruptcy matters for individuals, families, businesses, farmers, and ranchers. If you are considering filing consumer, farm, ranch, or business bankruptcy, please contact us.

Drowning in Debt? Bankruptcy Is Still Possible

When the federal government passed a new law in 2005 reforming the bankruptcy system, a lot of people assumed it meant that the option of filing bankruptcy no longer existed for them.

That is not the case. The changes in U.S. bankruptcy laws have made filing more complicated, but they did not eliminate the possibility of debt relief through bankruptcy. You can still file bankruptcy to obtain the debt relief you need, stop creditor harassment, and stop repossession.

Can I get rid of my credit card debt through bankruptcy?

Yes. A lot of people assume that credit card debt is no longer dischargeable through bankruptcy, but that is not true. You can still get rid of your expensive credit card debt by declaring bankruptcy, although there are also other options, such as credit counseling and negotiation with creditors.

Am I going to lose my house, my car, and my retirement plan?

After considering your situation and your legal options, we can advise you whether assets such as your home, automobile, 401(k) plans, pensions, and IRAs are threatened by filing bankruptcy and we can help you with strategies to keep your assets.

Business Reorganization and Bankruptcy Litigation

Bankruptcy litigator Milly Whatley and our legal team also handle complex bankruptcy issues in litigation. Milly Whatley is an experienced bankruptcy trial lawyer and represents clients in Chapter 11 business reorganizations before the U.S. Bankruptcy Court.

We will work with you to negotiate with creditors and the bankruptcy trustee, create a positive business plan, and respond to motions and objections to debt discharge filed by creditors or trustees. Our knowledgeable bankruptcy professionals can help you determine the underlying issues in your business that led to the financial issues and advise you as you develop and submit proposals for continuing operations and making effective changes that, in combination with debt discharge, can get your business moving forward in a positive way.

Bankruptcy Fees and Costs

At Milly Whatley, P.C., we work with every individual or business to choose the best Chapter under which to file for bankruptcy, take advantage of credit counseling and negotiation with creditors, and minimize adverse consequences to credit and loss of assets. Every situation is different. If you need relief from tax debt, child support, alimony, or student loan debts, for example, your case will require more time and work. Businesses vary in their levels of complexity, whether they are considering Chapter 7, 11, or 12 bankruptcy.

The initial consultation costs $100 for up to one hour. Please note that we do not accept credit cards.

Because every case is different, we bill all fees on an hourly basis. This insures fair pricing for all cases from the simplest to the most complex. 

If you are having financial problems and believe filing bankruptcy is an option you need to investigate, contact our Bend law office to set up a time to meet with our bankruptcy attorney.

To prepare for your Chapter 7 or Chapter 13 bankruptcy consultation, please fill out the following questionnaire and bring it with you to your appointment.

"Getting Started in Bankruptcy" Questionnaire
Supplemental Questionnaire for Self-Employed Persons

Milly Whatley, P.C.

Milly Whatley is an attorney who is characterized by federal law as a "debt relief agency." This is because she helps people file for relief under the bankruptcy code. She has proudly done so since 2001.

Oregon attorney Milly Whatley, with offices located in Bend off of US-97N, serves eastern and Central Oregon bankruptcy clients in communities such as Sisters, Redmond, Prineville, Madras, Mitchell, Fossil, La Pine, Tumalo,  Burns, and Sunriver.

Deschutes County • Jefferson County • Crook County • Harney County